Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
シティグループ証券では、「オペレーション部門」の若手メンバーを募集しています。
トランザクション・マネジメント・チームは、融資のクロージング、債権管理の調整、複雑な顧客オンボーディングの推進、データ管理、品質管理など、融資ライフサイクルにおける多岐にわたる業務を担当します。当チームは、担当事業部門のすべての融資取引において、クロージングから債権管理までのオペレーション全般を監督し、社内外の要件が確実に満たされるように責任を負います。
主な責務:
- シンジケートローンやバイラテラルローンを含む、融資の組成とライフサイクル管理をサポート
- 信用ドキュメンテーションのレビュー
- 担保、コベナンツ等、信用保全項目のレビュー
- 契約書と内部信用承認の整合性のレビュー
- ドキュメンテーション、信用承認データのシステム登録・検証および品質管理
- 信用枠設定チームおよびローンブッキングチームへの指示
Transaction Management will be responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control. The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.
In this role, you’re expected to:
- Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.
- Credit Documentation Review. Conduct thorough reviews of credit documentation packages to ensure accuracy, completeness, and compliance with internal policies and regulatory requirements. Identify discrepancies, inconsistencies, or deficiencies in documentation and escalate issues as appropriate.
- Credit Protection Review. Review and assess credit protection elements, including collateral arrangements, covenants, and other credit enhancement mechanisms. Evaluate the adequacy and enforceability of security structures in accordance with credit approval terms.
- Agreement & Credit Approval Consistency Review. Verify the consistency and alignment between executed or draft legal agreements and internal credit approvals. Ensure that all contractual terms accurately reflect the conditions stipulated in the credit approval documentation.
- Accurately register and maintain documentation and credit approval data across internal systems. Perform systematic validation checks to ensure data integrity and completeness.
- Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.
- Provide clear and timely operational instructions to the credit risk management servicing team and the loan servicing team based on approved credit terms and documentation. Act as a key coordination point between documentation review findings and downstream operational execution.
- Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.
- Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc.
- Work with lines of business, transactors, credit management and operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.
- Aid in the design and implementation of technology including testing and rollout.
- Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle.
- Participate in projects to enhance performance and efficiency.
- Take part in loan remediation and loan system testing / migrations.
- Actively manage and maintain a deal closing pipeline of loan transactions.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you’d ideally have the following skills and exposure:
- 2-5 years of experience in a related role.
- Relevant Degree or equivalent experience.
- Individual must have excellent communication, organizational and interpersonal skills.
- Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up.
- Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.
- Tableau or visualization tool familiarity
- Experience with Loan IQ, transaction capture tools, etc.
- Keen attention to detail
- Developed analytical and problem-solving abilities
- Client relationship and solution skills
- Business level English and Japanese
Additional non-core qualifications which will be considered are:
- Experience within a large global team supporting wholesale lending at large financial Institution
- Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
- Experience working with clients under time constraints to facilitate a transaction or process.
- Proven ability to collaborate with team members, Senior management, and other business constituents
- Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems
- Ability to prioritize through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders
- Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending
- Deep understanding of operational processes supporting Wholesale lending
- Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture
- Ability to work in an environment where priorities are frequently changing
Education:
- Bachelor's/University degree or equivalent experience
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Operations - Transaction Services
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Transaction Capture Services
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Full time
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Please see the requirements listed above.
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For complementary skills, please see above and/or contact the recruiter.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
